Please read these Terms & Conditions carefully before using the s98apk platform. By accessing or using this website, you confirm that you have read, understood and agree to be bound by the terms set out below.
These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and s98apk ("Platform", "we", "us", "our"), governing your access to and use of the s98apk website located at https://s98apk.cam and all associated pages, content, features and services (collectively, the "Platform").
s98apk is an English-language online gaming information and entertainment platform designed for users in Pakistan and other jurisdictions where access is not prohibited by applicable law. The Platform provides informational content relating to sports betting, cricket odds, live casino games, responsible gambling education and related topics.
By accessing the Platform, you confirm that you have read, understood and agree to be bound by these Terms in their entirety. If you do not agree to any part of these Terms, you must cease using the Platform immediately.
For the purposes of these Terms, the following definitions shall apply:
| Term | Definition |
|---|---|
| "Platform" | The s98apk website at https://s98apk.cam and all associated pages, services and content. |
| "User" | Any individual who accesses, browses or uses the Platform, whether or not registered. |
| "Account" | A registered user profile created on the Platform. |
| "Content" | All text, graphics, images, data, software, audio, video and other material available on or through the Platform. |
| "Bonus" | Any promotional credit, free bet, free spin or other incentive offered by the Platform, subject to specific terms and wagering requirements. |
| "KYC" | Know Your Customer — the identity and age verification process required for account holders. |
| "PKR" | Pakistani Rupee, the currency of the Islamic Republic of Pakistan. |
| "Payment References" | Names of familiar Pakistani payment services (Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, Bank Alfalah) referenced for contextual purposes only — not implying endorsement or affiliation. |
| "Intellectual Property" | All trademarks, logos, brand names, domain names, copyrights, database rights and other proprietary rights owned by or licensed to s98apk. |
Your use of the Platform constitutes your unconditional acceptance of these Terms, together with our Privacy Policy and Responsible Gambling Policy, all of which are incorporated into this Agreement by reference.
These Terms apply to all users of the Platform, including browsers, registered users and any other persons who access or use the Platform in any manner.
We reserve the right to update, modify or replace these Terms at any time at our sole discretion. Notice of material changes will be communicated via the Platform. Your continued use of the Platform following any changes constitutes acceptance of the revised Terms.
To register for an Account and access certain features of the Platform, you must be at least 18 years of age, or such higher minimum age as required by the operator's license jurisdiction or applicable local law. We take underage access seriously and reserve the right to require age verification documentation at any time.
You are solely responsible for determining whether your use of the Platform is lawful in your jurisdiction. The Platform is accessible in Pakistan; however, Pakistan has gambling restrictions under the Prevention of Gambling Act, 1977, and users in Pakistan must understand and comply with all applicable local laws before registering or participating in any gambling-related activities. s98apk makes no representation that access to or use of the Platform is legal in any particular jurisdiction.
To register an Account, you must:
Each user is permitted to maintain only one Account on the Platform. The creation of multiple accounts ("multi-accounting") is strictly prohibited and may result in immediate suspension of all associated accounts and forfeiture of any balances or bonuses held across those accounts.
Subject to your compliance with these Terms, s98apk grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial informational and entertainment purposes.
All content on the Platform — including game guides, betting glossaries, odds explanations, payment references and responsible gambling resources — is provided for informational and educational purposes only. Nothing on the Platform constitutes financial, investment, legal or professional advice.
RTP (Return to Player) figures, illustrative PKR bonus amounts, wagering requirement examples and similar figures are clearly labeled as illustrative. Actual figures vary by game, operator and promotional terms.
References to Pakistani payment services including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah on this Platform are provided as familiar contextual references for Pakistani users only. These references do not imply that these providers endorse, support, affiliate with or facilitate gambling transactions on behalf of s98apk or any third-party operator. Users must verify payment availability directly with any operator they choose to engage with.
While we make reasonable efforts to ensure the accuracy and currency of information on the Platform, we do not warrant that all content is complete, accurate or up to date at all times. The online gaming industry changes rapidly; bonus terms, game availability and platform features may change without notice.
You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login details with any other person. You must notify us immediately upon becoming aware of any unauthorised use of your Account or any other breach of security.
You must ensure that all personal information provided to the Platform is accurate, complete and current. Providing false or misleading information — including false identity documents during KYC verification — may result in immediate account termination, voiding of transactions and potential legal consequences.
The Platform may require identity verification (KYC) before processing withdrawals or in response to regulatory or fraud-prevention requirements. Typical documentation includes a valid CNIC (Computerised National Identity Card) or passport, proof of address and a selfie or liveness check where required. You must never alter, obscure or falsify any KYC document. Documents must be submitted only through the secure, HTTPS-encrypted verification portal — never via unsecured messaging channels.
We reserve the right to suspend or terminate any Account at our sole discretion, with or without notice, if we reasonably believe that:
All deposits and withdrawals are subject to the Platform's published payment terms, which may be updated from time to time. Minimum and maximum transaction limits apply and are published in the relevant payment section of the Platform.
Where supported, account balances and transactions may be displayed in Pakistani Rupees (PKR). Currency conversion rates, where applicable, are set by the Platform at its sole discretion and are not guaranteed to reflect real-time market rates.
Withdrawal processing times vary based on the selected payment method, your KYC verification status and any pending compliance or AML (Anti-Money Laundering) checks. No withdrawal speed is guaranteed. First withdrawals may take longer due to mandatory verification requirements. Bank transfers to HBL, UBL, Meezan Bank or Bank Alfalah typically require longer processing windows than e-wallet options.
The Platform operates standard anti-money laundering controls. We reserve the right to suspend, delay or reverse transactions if we have reasonable grounds to suspect fraud, money laundering or other financial crimes. In such cases, we may be required by law to report activity to relevant authorities without notice to you.
Bonuses, free bets, free spins and other promotional incentives offered by the Platform are subject to specific terms and conditions published at the time of each promotion. All bonus figures referenced on this Platform (e.g., "up to PKR 25,000") are illustrative examples only and do not represent guaranteed offers. Actual bonus availability and amounts depend on published platform terms.
Most bonuses are subject to wagering requirements — a specified multiple of the bonus amount (and sometimes the deposit amount) that must be wagered before bonus funds or associated winnings can be withdrawn. Wagering requirements are stated clearly in each promotion's specific terms. You are strongly advised to read and understand all wagering requirements before accepting any bonus offer.
Any attempt to exploit, abuse or circumvent bonus terms — including but not limited to bonus stacking, placing offsetting bets to guarantee withdrawal of bonus funds, or creating multiple accounts to claim the same promotion — constitutes bonus abuse. The Platform reserves the right to void bonuses, cancel winnings and terminate accounts where abuse is detected.
The Platform reserves the right to modify, suspend or withdraw any promotion at any time without prior notice. Promotions are not available where prohibited by applicable law.
s98apk is committed to promoting responsible gambling. We provide the following tools and resources to help users maintain control of their gambling activity:
Gambling should be entertainment — not a source of income. If gambling is affecting your financial wellbeing, mental health or relationships, we strongly encourage you to seek support. Full details are available on our Responsible Gambling page.
The following conduct is strictly prohibited on the Platform. Violation of any of the below may result in immediate account termination, forfeiture of balances and, where appropriate, reporting to relevant law enforcement authorities:
All content on the Platform — including but not limited to text, graphics, logos, images, audio clips, data compilations and software — is the property of s98apk or its content suppliers and is protected by applicable copyright, trademark and other intellectual property laws.
You are granted a limited, personal, non-exclusive, non-transferable licence to access and view Platform content for personal, non-commercial purposes. This licence does not permit:
Any unauthorised use of Platform content may constitute an infringement of applicable intellectual property laws and may result in civil or criminal proceedings.
s98apk makes no warranty that the Platform will be available at all times or will be free from errors, interruptions, viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis without warranties of any kind, express or implied.
To the fullest extent permitted by applicable law, s98apk shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages arising out of or in connection with your use of, or inability to use, the Platform — including but not limited to loss of profits, loss of data, gambling losses or any other losses.
The Platform may reference or link to third-party gaming operators. s98apk is not responsible for the content, accuracy, policies or practices of any third-party platform. Any interaction between you and a third-party operator is solely between you and that operator.
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains how we collect, use, store and protect your personal information. By using the Platform, you consent to the data practices described in the Privacy Policy.
We collect only the information necessary to operate your account, process transactions and comply with applicable regulatory requirements. We do not sell your personal information to third parties. Full details of your rights regarding your personal data are set out in the Privacy Policy.
s98apk reserves the right to amend, update or replace these Terms at any time at its sole discretion. Where changes are material, we will endeavour to provide reasonable notice via the Platform. The updated Terms will be effective from the date of publication on the Platform.
It is your responsibility to review these Terms periodically to remain informed of any changes. The "Last Updated" date at the top of this page indicates when the Terms were last revised. Your continued use of the Platform following publication of revised Terms constitutes your acceptance of those changes.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which s98apk operates, to the extent permitted by applicable law. Nothing in these Terms limits any statutory rights you may have under the laws of your country of residence.
In the event of any dispute arising out of or in connection with these Terms or your use of the Platform, you agree to first attempt to resolve the matter by contacting our support team at the address provided in Section 16 below. If the dispute cannot be resolved informally within a reasonable period, the parties may pursue resolution through applicable legal channels.
If you have any questions, concerns or complaints relating to these Terms and Conditions or the operation of the Platform, please contact us using the details below. Our support team is available in English, with Urdu assistance available where applicable.
We serve users across Pakistan including Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan and Peshawar. Response times may vary. Please include your account username and a clear description of your query to help us assist you efficiently.
These cards summarise the most important points from the full Terms above. Always refer to the complete Terms for definitive guidance.
The Platform is strictly for adults aged 18 and above, or the higher minimum required by the operator's license jurisdiction. We verify age and will suspend accounts where underage use is suspected.
Identity verification using a valid CNIC or passport is required before withdrawals are processed. Documents must be authentic and submitted through the secure portal only — never falsified or altered.
All bonuses carry wagering requirements. Bonus amounts shown on the Platform (e.g., "up to PKR 25,000") are illustrative. Always read the specific terms of any promotion before accepting it.
Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah are contextual references for Pakistani users only. No endorsement of or affiliation with gambling is implied or claimed.
Each user is permitted one Account only. Multi-accounting results in suspension of all associated accounts. Use your real details — accurate registration information is a requirement of these Terms.
Pakistan's Prevention of Gambling Act, 1977 restricts gambling. s98apk does not claim Government of Pakistan, PTA or State Bank authorisation. Users must understand applicable local law independently.
If anything in these Terms is unclear, our support team is available around the clock. You can also browse our FAQ for quick answers, or visit the homepage to explore everything s98apk offers.
Also see our Privacy Policy and Responsible Gambling pages.